Quick answer

Vision 2025 was SARB's previous strategic framework for the NPS; Vision 2030+ is its successor, extending the horizon and adding emphasis on financial inclusion, governance reform, and shared infrastructure. The PEM Programme operationalises Vision 2030+; SAMOS modernisation sits at its core.

Vision 2025 in brief

Vision 2025, published in the late 2010s, set out the SARB's strategic objectives for the NPS through 2025. It emphasised resilience, interoperability, ISO 20022 readiness, and beginning conversations on access reform.

Vision 2030+ — what changed

  • Extended horizon to 2030 and beyond.
  • Sharper emphasis on financial inclusion.
  • Concrete governance-reform agenda (PASA to Payments Industry Body).
  • Introduced the National Payments Utility concept.
  • Reinforced ISO 20022 and RTGS Renewal as flagship deliverables.

What it means for SAMOS

SAMOS is at the centre of Vision 2030+ delivery. RTGS Renewal, ISO 20022, and (eventually) integration with the NPU all touch SAMOS directly.

TL;DR

  • Vision 2025 = previous SARB NPS framework.
  • Vision 2030+ = successor with extended horizon and broader scope.
  • New emphasis: inclusion, governance reform, shared infrastructure.
  • Operationalised through the PEM Programme.

Frequently asked questions

Is Vision 2025 still in force?

No — Vision 2030+ superseded it as the SARB's strategic framework.

What is Vision 2030+'s flagship deliverable?

Several: RTGS Renewal, ISO 20022 migration, governance reform, and the NPU concept.

Where can I read Vision 2030+?

SARB's National Payment System Department publishes the document and supporting communications.

Does Vision 2030+ cover digital currency?

Digital currency and CBDC explorations are tracked separately by SARB but interact with Vision 2030+ themes.

See also from our Fundamentals silo: A Complete History of SAMOS: From 1998 to Today and SAMOS Participants: Settlement Banks in South Africa. For the foundations, return to the SAMOS homepage or browse the full Knowledge Hub.